Credit
Strategiesis
the home of credit strategist, Calvin Brown.
Family owned and operated, Credit
Strategies can help a variety
of clients improve their credit profile. Whether
you have scores in the low 500’s, or scores
in the 700’s, we can develop a unique
strategy for each client that walks through
the door. With our knowledgeable staff, we will
help you reach your goal in the shortest amount
of time as possible. And along the way, you
will learn how the credit system operates, how
to increase your scores and maintain them, and
also how to keep them growing in the years to
come.
The
credit industry is in a constant state of flux,
and with the pressures of the credit crunch
under way, it is becoming more and more critical
to have a high credit score. With the unpredictable
market constantly changing, the average person
does not have the time or experiential knowledge
to work on their own credit and significantly
improve their over all credit situation. Many
years ago, it used to be the case that simply
disputing derogatories could greatly benefit
your credit profile, and thus, your score. In
recent months, the credit bureaus have drastically
changed this. In fact, it is now the case that
if you dispute negative items, they are not
only more difficult to remove, but removing
them usually lowers the score significantly.
And, if a person is inexperienced and does not
do things correctly, then the credit file can
be damaged even further, hence lowering the
score even more. Also, more times than not the
derogatory items will pop back up at a later
date and lower the score even more than the
first time! Since every person’s situation
is a little different, it is a tricky process,
and thus should be left for a professional to
deal with. Just as many Americans choose to
go to a tax professional to have their taxes
done to ensure they receive the maximum possible
refund, the same can be said about credit restoration.
Are
you still thinking you might be able to do this
yourself? Here is the reason why you shouldn’t
even try it. Many of our new clients went to
other companies first, or attempted to do things
themselves, both of which have done very little,
if anything at all, to increase their scores.
In fact, it is often the case that we have taken
clients that have come from another company,
or attempted self-restoration, and we have had
to “resurrect” their credit. In
other words, their situation had severely worsened
due to inexperience, outdated methods, and a
lack of knowledge about how the system really
works. Our counselors are experienced in dealing
with the credit bureaus and creditors and are
constantly developing new strategies to improve
the credit restoration process and maximize
your results! We simply know what the bureaus
are looking for and how to deal with the creditors.
Your individual case will always be handled
by someone who will assert your rights. The
3 credit bureaus are not here for your benefit
OR to protect your interest. But, since our
courteous customer service personnel are extremely
knowledgeable in credit related matters, we
are ready to help you with any questions you
may have. We have assembled a team that is dedicated
to helping you achieve your highest possible
credit score. In fact, at Credit Strategies,
our average client sees about 110 points in
a 4-5 month period. The reason for this vast
difference between what we do and what “credit
repair” companies do is very simple. Credit
Strategies companies are not score-focused and
only send letters to the credit bureaus, which,
as you’ve learned, only lowers the score
and damages your credit profile further.
At
Credit Strategies,
we know that removing derogatories is not the
best way to improve one’s credit profile.
In fact, solely sending dispute letters is the
LEAST effective way of improving one’s
over all credit picture. Thus, the single most
successful way to improve the credit scores
is through a strategic plan; you need to understand
how the credit scoring systems work, why your
scores are where they are right now, and what
you can do to increase them. If you were playing
a football game, do you think you would be a
very successful offensive player if you didn’t
have a strategy in place to win the game? And
how far do you think you would get without a
coach to tell you exactly what you needed to
do, and how you should do it? Rest assured,
if you didn’t understand the rules of
the game and you didn’t have a coach to
guide you every step of the way, you would be
destined to lose! This same analogy applies
to credit, and Credit Strategies has the knowledge
and expertise to help any client with any credit
score. We have seen it all, and we can even
help you if you have gone through a bankruptcy.
So, if you want to play with the big guys, call
us today so we can get started on building your
offensive strategy for winning the credit game!
CREDIT
STRATEGIES
We
specialize in restoration & more importantly,
credit education.
CALL
TODAY!
Whats that number again?
281-921-4500
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